Ease of Implementation:
We will take your application over the phone. After completing the application, a proposal will be prepared and sent to you within a few days. Coverage can then be implemented via a written request to bind coverage accompanied by a down payment.
Few Restrictions & Easy to Qualify for the Program:
- Inns with or without a restaurant are eligible for this program
- Tin and metal roofs are acceptable
- We offer coverage to Inns located in a protection class 10
- Inns serving and/or selling alcohol are acceptable
- Innkeepers with no experience qualify for this program
- The program is available in every state but Hawaii
The following are examples of some of the amenities that are included in our program at no extra charge:
- Outside catering
- Catered or non-catered functions on premise
- Hay rides (motorized and on premise)
- Bicycling (with waivers and safety equipment)
- Boating (with waivers, safety equipment & crafts under 18' in length, motors less than 10 hp)
- Cross Country Skiing (with waivers)
- Cooking Classes
- Murder Mystery weekends
- Weddings
- Tea Parties
- Tours of the Inn
- Progressive Dinners
- Theme Parties
Claims Handling:
We guarantee immediate claim filing, professional claim adjusters and swift payments. Upon placing a claim, a claim adjuster will call you within 24 hours. Unlike other insurance agents who have been known to lose involvement with a claim once an adjuster is assigned, James Wolf Insurance is part of the claim process every step of the way. In fact, our adjusters consult with us on coverages and claims payments
Stability of the Marketplace:
- Direct Control.
- James Wolf Insurance supervises and maintains Underwriting Parameters, Coverage Forms and Premiums.

